Free on Android
See where your money goes and who owes you.
A money tracker that stays on your phone. Accounts, spending, lending and clear reports, with backups to your own Google Drive.
- Works offline
- Any currency
- Encrypted on your phone
Less effort. More clarity.
Never forget who owes you
Lent money to a friend? Paid for dinner? Tap “I gave” or “I got” and the app keeps the running total for each person.
- One balance per person, always right
- Share a friendly reminder card in one tap
- Partly paid back? It keeps track
Spending that adds itself
On Android, payment texts from your bank become entries, read on your phone and never uploaded. Or type coffee 4 in the search bar and you're done.
- Bank SMS is optional and off until you turn it on
- Remembers the category you used last time
- Long-press the app icon to add instantly
Your month at a glance
See spending by category, income against spending and balances over time. Set one monthly limit and get a short recap when the month ends.
- Ask in plain words: “food last month”
- Answers in under a second, offline
- Export everything to a spreadsheet
All you need, nothing you don't
Every account
Bank accounts, cash, cards and family wallets, with balances that are always right.
Lend and borrow
Track money you gave, got, collected and paid back, person by person.
Bank SMS entries
Optional. Payments from your bank texts appear on their own.
Clear reports
Categories, trends and balances, with a recap every month.
Automatic backup
Daily backup to a hidden folder in your own Google Drive.
Your data, your way
Export to CSV any time. Delete everything with one tap.
Your money is nobody else's business.
We built TrackMyMoney so that we can't see your data, even if we wanted to.
- Stored encrypted on your phone.
- Backups go to a hidden folder in your own Google Drive that only the app can read.
- The free app never sends your data to us. With Pro, AI answers send the question you type, and sync keeps a copy of your ledger on our server.
- Export everything, or delete it all, any time.
Start free
The Free plan covers everyday tracking. Pro is a paid plan for AI answers and sync.
- All accounts, people and reports
- Bank SMS entries and quick add
- Ask your ledger, offline
- Daily backup to your Google Drive
- Everything in Free
- AI answers to any question about your money
- Sync between your phones
The free app keeps working the same without it.
Good to know
Is it free?
The Free plan is. Pro is a paid plan with extras such as AI answers and sync between phones; the Free plan keeps working without it.
Which currencies does it support?
You pick one currency when you start, from a full list of world currencies. Amounts are stored exactly, never rounded.
Does it need the internet?
Only to sign in with Google and to back up. Everything else works offline.
What happens if I change phones?
Sign in with the same Google account on the new phone and restore your latest backup.
Does it read all my messages?
Bank SMS is optional and off by default. When on, the app looks only for payment messages, on your phone, and never uploads them.
Start tracking in a minute.
Sign in with Google, pick your currency, add your first account.